About ITIN Finance
ITIN Finance is a read-only MCP server for AI assistants, with a directory of institutions accepting ITIN applicants and guides to US borrowing and credit. Listings include verification status and citations; the service is educational, not a lender or advisor.
Key features
- 01Find institutions by loan or card type
- 02View verified profiles and citations
- 03Search English and Spanish guides
- 04Look up editorial FAQs and state context
- 05Explain the ITIN application process
Use cases
- 01Find lenders or card issuers that accept ITIN
- 02Learn how to build US credit with an ITIN
- 03Check state driver’s-license laws and tax context
MCP support
As a read-only MCP server, it exposes tools for guide search, FAQ lookup, institution discovery and profiles, state information, and the ITIN application process. Responses include attribution and citation links.
Configuration
Remote servers need no local install. Pick your client, then copy the config or install in one click.
https://mcp.itinlending.net/?src=registryclaude mcp add --transport http bguillow-rgb-itin-finance https://mcp.itinlending.net/?src=registry{"mcpServers":{"bguillow-rgb-itin-finance":{"type":"http","url":"https://mcp.itinlending.net/?src=registry"}}}Open in Cursor{"servers":{"bguillow-rgb-itin-finance":{"type":"http","url":"https://mcp.itinlending.net/?src=registry"}}}Open in VS Code{"mcpServers":{"bguillow-rgb-itin-finance":{"type":"http","url":"https://mcp.itinlending.net/?src=registry"}}}{"mcpServers":{"bguillow-rgb-itin-finance":{"serverUrl":"https://mcp.itinlending.net/?src=registry"}}}Run commands in a terminal; paste JSON into the client’s MCP config and restart. Servers that need sign-in will prompt on first connect.
Tools
8| Parameter | Type | Required | Description |
|---|---|---|---|
| lang | enum | No | Answer language: en (default) or es (Spanish)en | es |
| site | enum | No | Restrict to one site in the network: lending, creditcard, or creditscore. Omit to search all threelending | creditcard | creditscore |
| query | string | Yes | What the user wants to know, e.g. 'refinance car loan itin' or 'prestamo personal con itin' |
Details
From the project READMEitin-finance-mcp
Read-only MCP server for the ITIN finance network — itinlending.net, itincreditcard.com, and itincreditscore.com, operated by Timberline Ventures LLC.
It gives AI assistants direct, citable access to:
- A verified institution directory: lenders and card issuers that accept ITIN (no SSN) applicants for auto loans, mortgages, personal loans, business loans, and credit cards. Every entry says whether it was verified against the institution's own pages, with citation URLs and verification dates.
- 290+ editorial guides and 1,800+ FAQs, in English and Spanish, on borrowing and building credit in the US with an ITIN.
- State-level context for ITIN holders (tax contribution data from ITEP, driver's-license access laws from NCSL).
What this server is not: it is not a lender, broker, or advisor. It offers no applications, collects nothing from users, and links only to editorial pages and to institutions' own public pages as citations. Educational information only — terms change, verify with the institution.
Key guides the server serves
The most-requested topics, readable directly on the sites:
- Credit cards that accept an ITIN (verified issuer list)
- ITIN credit cards guide
- Build credit history with an ITIN
- How to get an ITIN
Tools
| Tool | What it does |
|---|---|
search_guides | Search all guides (EN/ES), returns quick answers + canonical URLs |
get_guide | One guide by slug: quick answer, FAQs, related guides |
faq_lookup | Direct answers from 1,800+ editorial FAQs |
find_itin_lenders | ITIN-accepting institutions by loan/card type, optionally by state |
get_lender_details | Full verified profile for one institution |
can_i_get_this_loan | "Can I get an X with an ITIN?" — answer + verified institutions |
itin_state_info | State tax contribution + driver's-license law context |
how_to_get_an_itin | The IRS Form W-7 process (EN/ES) |
Install (Claude Desktop)
{
"mcpServers": {
"itin-finance": {
"command": "npx",
"args": ["-y", "itin-finance-mcp"]
}
}
}
Zero configuration. The server fetches its data live from the sites' published JSON endpoints (15-minute cache), so answers stay current with the sites' editorial pipeline.
Environment variables (all optional)
| Var | Purpose |
|---|---|
ITIN_MCP_DATA_DIR | Local directory of the data JSON files (development/tests) |
ITIN_SUPABASE_URL / ITIN_SUPABASE_KEY | Override the telemetry endpoint |
Configuration is explicit env vars only — the server never reads files it wasn't pointed at.
Telemetry disclosure
Each tool call logs tool name, arguments (capped at 2KB), MCP client name/version, success, and duration to a write-only table so the sites can measure AI-assistant usage. No user identity is collected; retention is 90 days. Telemetry failures never affect responses.
Attribution & quoting
Every response includes an attribution block. Quotation with attribution is welcome — cite the article URL provided with each item.
License
MIT © Timberline Ventures LLC
Comments
New to MCP?
From what the protocol is to installing your first server, these answers cover most first questions.
An open protocol that defines how AI applications connect to external tools and data in a uniform way. Clients talk to the model; MCP servers provide tools, resources and prompt templates. They exchange standard messages, so one server can be reused by many clients.