mcpField
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Cloaked

Cloaked

Local
github.com/cloakedagentFinance1Updated 34w ago

About Cloaked

Cloaked provides Solana spending accounts for AI agents, with limits enforced on-chain rather than by agent-side rules. It includes standard and ZK-based private modes, plus an MCP server for spending in SOL or USDC.

Key features

  1. 01Enforce per-transaction and spending limits
  2. 02Set expiration dates and freeze accounts
  3. 03Offer standard and ZK privacy modes
  4. 04Handle x402 payments
  5. 05Manage agents and view spending
  6. 06Support SOL and USDC spending

Use cases

  1. 01Allow agents to pay within fixed limits
  2. 02Freeze an agent account when needed
  3. 03Pay for pay-per-use APIs with x402
  4. 04Monitor multiple agents' spending

MCP support

Cloaked includes an MCP server that lets AI agents make payments in SOL or USDC; USDC can be selected with the `token` parameter.

Configuration

Local server config is the same for every client. Copy it into your client’s MCP config file.

mcp.json · Universal config
{
"mcpServers": {
"cloaked": {
"command": "npx",
"args": [
"-y",
"@cloakedagent/sdk/mcp"
],
"env": {
"CLOAKED_AGENT_KEY": "<CLOAKED_AGENT_KEY>"
}
}
}
}
Run commandnpx -y @cloakedagent/sdk/mcp
Environment variables to set
CLOAKED_AGENT_KEYSecret

Local servers need a runtime on your machine (e.g. Node.js 18+). Config file locations differ by client; see your client’s docs.

Packages
npm@cloakedagent/sdk/mcp

Tools

No tool list yet

Local servers expose tools only once running on your machine, and the maintainer has not provided a tool list.

Details

From the project README

Cloaked

Trustless spending accounts for AI agents on Solana

npm License: MIT

cloakedagent.com


The Problem

AI agents need to spend money autonomously. But giving them wallet access is dangerous:

  • Jailbroken agent? Drains your wallet
  • Bug in agent code? Infinite spending loop
  • Prompt injection? Attacker controls your funds

Agent-side limits don't work - the agent has the keys and can bypass its own rules.

The Solution

On-chain enforced constraints that agents literally cannot bypass.

┌─────────────────────────────────────────────────────────────────┐
│                      CLOAKED AGENT                              │
├─────────────────────────────────────────────────────────────────┤
│  Owner: Human wallet (full control)                             │
│  Delegate: AI agent key (can spend within limits)               │
│                                                                 │
│  Constraints (enforced by Solana program):                      │
│  ├── max_per_tx: 0.1 SOL                                        │
│  ├── daily_limit: 1 SOL                                         │
│  ├── total_limit: 10 SOL                                        │
│  ├── expires_at: 2026-02-15                                     │
│  └── token_limits:                                              │
│       └── USDC: 5/tx, 50/day, 500 total                        │
│                                                                 │
│  Even if jailbroken, agent CANNOT exceed these limits.          │
└─────────────────────────────────────────────────────────────────┘

Privacy Architecture

Cloaked offers dual-mode privacy:

Standard Mode
  • Owner wallet linked to agent on-chain
  • Simple setup, lower fees
Private Mode (ZK)
  • Zero-knowledge proofs hide wallet-agent link
  • Owner proves ownership without revealing identity
  • Funded anonymously via Privacy Cash
┌─────────────────────────────────────────────────────────────────┐
│                    PRIVACY STACK                                │
├─────────────────────────────────────────────────────────────────┤
│  ZK Circuits:      Noir (Aztec)                                 │
│  Client Prover:    Barretenberg (UltraHonk via WASM)            │
│  On-chain Verify:  Sunspot (Groth16 on Solana)                  │
│  Hash Function:    Poseidon (ZK-friendly)                       │
│  Anonymous Funding: Privacy Cash (privacycash.org)              │
└─────────────────────────────────────────────────────────────────┘

Private Agent Creation:
  Wallet signs message → Master secret derived → Commitment generated
  On-chain: owner_commitment (hash), NOT wallet address
  To manage: Prove knowledge of preimage via ZK proof

Technology Stack

ComponentTechnology
BlockchainSolana
RPCHelius
Smart ContractAnchor Framework
ZK ProofsNoir + Barretenberg + Sunspot
FrontendNext.js 16, React 19, TypeScript
BackendExpress.js (Relayer)
AI IntegrationMCP (Model Context Protocol)
Token SupportUSDC
x402 PaymentsNative support
Program IDs (Devnet)
Cloaked Program: 3yMjzAeXXc5FZRUrJ1YqP4YMPhPd5bBxHQ6npNSPCUwB
ZK Verifier:     G1fDdFA16d199sf6b8zFhRK1NPZiuhuQCwWWVmGBUG3F

Key Features

1. On-Chain Constraints
  • Per-transaction limits
  • Daily spending caps
  • Lifetime limits
  • Expiration dates
  • Instant freeze
2. Privacy Options
  • Standard mode (simple)
  • Private mode (ZK proofs)
  • Anonymous funding (Privacy Cash)
3. x402 Protocol Support
  • Automatic payment handling
  • Pay-per-use APIs
  • AI service payments
4. Multi-Agent Dashboard
  • Create/manage multiple agents
  • Real-time spending visibility
  • One-click freeze
5. USDC Token Support
  • USDC with per-token spending constraints
  • Same on-chain enforcement as SOL
  • Token balance visibility in dashboard

Quick Start

For AI Agents (MCP)
{
  "mcpServers": {
    "cloaked": {
      "command": "npx",
      "args": ["cloaked-mcp"],
      "env": {
        "CLOAKED_AGENT_KEY": "your-agent-key-here"
      }
    }
  }
}

The agent can pay in SOL or USDC - pass token: "USDC" to cloak_pay.

For Developers (SDK)
npm install @cloakedagent/sdk
import { CloakedAgent } from "@cloakedagent/sdk";

// Load agent (can spend)
const agent = new CloakedAgent(agentKey, rpcUrl);

// Spend within limits
await agent.spend({
  destination: recipientPubkey,
  amount: 100_000_000  // 0.1 SOL
});

// Spend USDC (requires token enabled on agent)
await agent.spendToken({
  destination: recipientPubkey,
  mint: USDC_MINT,
  amount: 5_000_000  // 5 USDC (6 decimals)
});

Project Structure

cloaked/
├── programs/cloaked/     # Anchor program (constraints, ZK verification)
├── circuits/             # Noir ZK circuits (ownership proofs)
├── app/                  # Next.js frontend (dashboard, docs)
├── backend/              # Express relayer (fee payer, ZK ops)
└── sdk/                  # TypeScript SDK (@cloakedagent/sdk)
    └── src/mcp/          # MCP server (cloaked-mcp binary)

Documentation

Full documentation available at cloakedagent.com/docs


Why Cloaked?

ProblemCloaked Solution
AI can drain walletOn-chain limits can't be bypassed
No spending visibilityReal-time dashboard
Can't stop runaway agentInstant freeze
Wallet identity exposedPrivate mode with ZK proofs
Complex integrationsNative x402 support

Cloaked - Trustless spending accounts for AI agents

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