mcp-pluggy

@codespar/mcp-pluggy

MCP server for Pluggy — Open Finance Brasil aggregator (ITP/TPP). Pluggy holds the ICP-Brasil certificate and runs Dynamic Client Registration with each Brazilian bank, so you integrate against one API instead of N.

Quick Start

Claude Desktop

Add to your claude_desktop_config.json:

{
  "mcpServers": {
    "pluggy": {
      "command": "npx",
      "args": ["@codespar/mcp-pluggy"],
      "env": {
        "PLUGGY_CLIENT_ID": "your-client-id",
        "PLUGGY_CLIENT_SECRET": "your-client-secret"
      }
    }
  }
}

Cursor / VS Code

Same config in .cursor/mcp.json or VS Code's MCP integration.

Tools (16)

Connectors + categories

Tool	Pluggy endpoint	Notes
list_connectors	GET /connectors	Filter by name / types / countries / sandbox
get_connector	GET /connectors/{id}	Single connector definition
list_categories	GET /categories	Transaction categorization taxonomy

Connect token

Tool	Pluggy endpoint	Notes
create_connect_token	POST /connect_token	Embed Pluggy Connect widget on the client

Items (bank connections)

Tool	Pluggy endpoint	Notes
create_item	POST /items	New bank connection from credentials
list_items	GET /items	Lists existing connections
get_item	GET /items/{id}	Single connection
update_item	PATCH /items/{id}	Refresh credentials / trigger sync
delete_item	DELETE /items/{id}	Revoke connection

Accounts + transactions + identity

Tool	Pluggy endpoint	Notes
list_accounts	GET /accounts?itemId=...	Checking / savings / credit / investment
get_account	GET /accounts/{id}	Single account
list_transactions	GET /transactions?accountId=...	Date-range filter
get_transaction	GET /transactions/{id}	Single transaction
list_identities	GET /identity?itemId=...	Legal name + document + address

Payments (PISP)

Tool	Pluggy endpoint	Notes
create_payment_intent	POST /payments/intents	Initiate a Pluggy Payments intent
get_payment_intent	GET /payments/intents/{id}	Poll status

Authentication

Pluggy uses an OAuth2 client-credentials flow:

1. Client obtains an API key by POST /auth with clientId + clientSecret
2. Subsequent requests include the API key as X-API-KEY

Issue credentials at the Pluggy dashboard:

• Production: https://dashboard.pluggy.ai
• Docs: https://docs.pluggy.ai

Sandbox / Testing

Pluggy provides sandbox connectors with synthetic accounts and transactions. The sandbox uses the same API endpoint (https://api.pluggy.ai); the connector list returned by /connectors includes sandbox banks (Pluggy Bank, BR · Pluggy Bank).

Environment Variables

Variable	Required	Description
PLUGGY_CLIENT_ID	yes	Client ID from the Pluggy dashboard
PLUGGY_CLIENT_SECRET	yes	Client secret from the Pluggy dashboard
PLUGGY_API_BASE	no	Override API base (default https://api.pluggy.ai)

Why use Pluggy via CodeSpar

If you only need the MCP server, install the package directly. If you're building a commerce agent that needs Pluggy + Pix + NF-e + WhatsApp + dashboard governance, look at the managed tier.

Enterprise

Need governance, budget limits, and audit trails for agent payments? CodeSpar Enterprise adds policy engine, payment routing, and compliance templates on top of these MCP servers.

License

MIT