About iso20022oracle
ISO20022Oracle is an MCP server for ISO 20022 payment and stablecoin compliance checks, aimed at banks, payment providers, and compliance teams. It combines message validation, MT-to-MX migration checks, and token and regulatory lookups.
Key features
- 01Validate ISO 20022 XML messages
- 02Check structured postal addresses
- 03Look up Digital Token Identifiers
- 04Generate pacs.008 XML skeletons
- 05Check Travel Rule and MiCA status
- 06Review MT-to-MX migration and deadlines
Use cases
- 01Validate payment messages before sending
- 02Check stablecoin authorization for EU payment flows
- 03Review structured address compliance
- 04Assess MT-to-MX migration requirements
MCP support
Exposes 12 ISO 20022 tools to MCP clients, including message validation, stablecoin and DTI lookups, sanctions screening, and migration checks.
Configuration
Remote servers need no local install. Pick your client, then copy the config or install in one click.
https://tooloracle.io/iso20022/mcp/claude mcp add --transport http io-tooloracle-iso20022oracle https://tooloracle.io/iso20022/mcp/{"mcpServers":{"io-tooloracle-iso20022oracle":{"type":"http","url":"https://tooloracle.io/iso20022/mcp/"}}}Open in Cursor{"servers":{"io-tooloracle-iso20022oracle":{"type":"http","url":"https://tooloracle.io/iso20022/mcp/"}}}Open in VS Code{"mcpServers":{"io-tooloracle-iso20022oracle":{"type":"http","url":"https://tooloracle.io/iso20022/mcp/"}}}{"mcpServers":{"io-tooloracle-iso20022oracle":{"serverUrl":"https://tooloracle.io/iso20022/mcp/"}}}Run commands in a terminal; paste JSON into the client’s MCP config and restart. Servers that need sign-in will prompt on first connect.
Tools
12| Parameter | Type | Required | Description |
|---|---|---|---|
| xml | string | No | Raw ISO 20022 XML message to validate |
| message_type | string | No | Message type for schema info (e.g. pacs.008, camt.053, pain.001) |
Details
From the project READMEISO20022Oracle
The first MCP server for ISO 20022 stablecoin compliance.
12 tools covering SWIFT MT→MX migration, Digital Token Identifiers (ISO 24165), structured address validation, MiCA cross-checks, and Travel Rule compliance.
npx -y mcp-remote https://mcp.feedoracle.io/iso20022/mcp/
Why this exists
Three deadlines are converging:
| Deadline | What | Impact |
|---|---|---|
| Nov 2025 | SWIFT MT retired | All cross-border payments must use MX (ISO 20022) |
| Jul 2026 | MiCA enforcement | Unauthorized stablecoins blocked in EU |
| Nov 2026 | Structured addresses | Unstructured postal addresses rejected by SWIFT/SEPA/CHAPS |
Banks, payment providers, and compliance teams need to verify that stablecoin settlement references, address formats, and authorization status are correct before sending an ISO 20022 message. This MCP automates those checks.
Tools
| Tool | What it does |
|---|---|
validate_message | Validate ISO 20022 XML (pacs.008, camt.053, pain.001) for schema compliance and Nov 2026 address deadline |
check_structured_address | Check postal address against SWIFT/SEPA structured format requirements |
dti_lookup | Digital Token Identifier (ISO 24165) for USDC, USDT, EURC, RLUSD, DAI, XRP, XLM, PYUSD |
generate_pacs008 | Generate pacs.008 XML skeleton with optional stablecoin settlement via DTI |
travel_rule_check | FATF Travel Rule compliance check mapped to ISO 20022 fields |
stablecoin_iso_profile | Complete ISO 20022 integration profile: DTI, networks, MiCA status, XRPL details |
mica_cross_check | Can this stablecoin be used in EU ISO 20022 payment flows? PASS/WARN/BLOCK |
sanctions_screen_iso | Screen originator/beneficiary from ISO 20022 messages against EU/OFAC/UN lists |
message_convert_check | MT→MX migration status (MT103→pacs.008, MT940→camt.053, etc.) |
swift_deadlines | All SWIFT/ISO 20022 compliance deadlines with countdown and urgency levels |
message_catalog | All ISO 20022 message types relevant to stablecoin/crypto payments |
health_check | Service status |
Example: RLUSD settlement via XRPL
{
"name": "generate_pacs008",
"arguments": {
"debtor_name": "Deutsche Bank AG",
"debtor_bic": "DEUTDEFF",
"creditor_name": "Santander UK plc",
"creditor_bic": "ABBYGB2L",
"amount": "50000.00",
"currency": "USD",
"stablecoin": "RLUSD"
}
}
Returns a complete pacs.008.001.10 XML with:
- Settlement method:
INGA(Instructed Agent — on-chain) - DTI reference:
DTI-RLUSD-RP01 - Network: XRPL
- Structured addresses (Nov 2026 compliant)
DTI Registry
| Token | DTI | Issuer | MiCA Status | Networks |
|---|---|---|---|---|
| USDC | DTI-4GBB49K10 | Circle | ✅ AUTHORIZED | Ethereum, Polygon, Solana, Base, + |
| EURC | DTI-EURC-CF01 | Circle | ✅ AUTHORIZED | Ethereum, Solana, Base, + |
| USDT | DTI-X9DT2GCM0 | Tether | ❌ NOT AUTHORIZED | Ethereum, Tron, Solana, + |
| RLUSD | DTI-RLUSD-RP01 | Ripple | ⏳ PENDING | XRPL, Ethereum |
| DAI | DTI-DAI-MK01 | MakerDAO | ❓ UNKNOWN | Ethereum, Polygon, + |
Connect
Claude Desktop / Cursor / Windsurf:
{
"mcpServers": {
"iso20022": {
"command": "npx",
"args": ["-y", "mcp-remote", "https://mcp.feedoracle.io/iso20022/mcp/"]
}
}
}
Direct HTTP:
curl -X POST https://mcp.feedoracle.io/iso20022/mcp/ \
-H "Content-Type: application/json" \
-d '{"jsonrpc":"2.0","id":1,"method":"tools/call","params":{"name":"dti_lookup","arguments":{"symbol":"RLUSD"}}}'
Part of FeedOracle
ISO20022Oracle is part of the FeedOracle compliance evidence infrastructure and the ToolOracle MCP platform (50+ servers, 530+ tools).
Built with the FeedOracle Enterprise Trust Layer — ES256K signing, Evidence Registry, on-chain anchoring.
License
MIT
Comments
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