About Increase MCP by usefulapi
Increase MCP by usefulapi is a hosted MCP server for AI agents and other MCP clients to inspect Increase banking data. It offers read-only account and transaction access, plus a limited write capability to create external accounts.
Key features
- 01Read accounts and balances
- 02Inspect transactions and transfers
- 03List cards and entities
- 04Look up routing numbers
- 05Create external accounts
Use cases
- 01Review balances and account details
- 02Trace transactions and transfers
- 03Check cards and related entities
- 04Register an external account
MCP support
Exposes Increase banking data and operations as tools to MCP clients. It is hosted at a remote endpoint and uses OAuth sign-in to associate an Increase API key with the user.
Configuration
Remote servers need no local install. Pick your client, then copy the config or install in one click.
https://increase.usefulapi.io/mcpclaude mcp add --transport http io-usefulapi-increase https://increase.usefulapi.io/mcp{"mcpServers":{"io-usefulapi-increase":{"type":"http","url":"https://increase.usefulapi.io/mcp"}}}Open in Cursor{"servers":{"io-usefulapi-increase":{"type":"http","url":"https://increase.usefulapi.io/mcp"}}}Open in VS Code{"mcpServers":{"io-usefulapi-increase":{"type":"http","url":"https://increase.usefulapi.io/mcp"}}}{"mcpServers":{"io-usefulapi-increase":{"serverUrl":"https://increase.usefulapi.io/mcp"}}}Run commands in a terminal; paste JSON into the client’s MCP config and restart. Servers that need sign-in will prompt on first connect.
Tools
18| Parameter | Type | Required | Description |
|---|---|---|---|
| limit | integer | No | Page size, 1–100. Default 100. |
| cursor | string | No | Opaque pagination cursor from a previous response's next_cursor. |
| status | string | No | Account status filter (sent as status.in), e.g. open | closed. |
| entity_id | string | No | Only accounts belonging to this entity id. |
Details
From the project READMEIncrease MCP by usefulapi
Read your Increase bank accounts, balances, transactions, transfers, cards and entities from Claude, Cursor, or any MCP client. Hosted, no local install — connect with your Increase API key.
Live endpoint: https://increase.usefulapi.io/mcp · Homepage: https://usefulapi.io/increase
Connect
- Claude (claude.ai, Desktop): open Customize → Connectors, click + Add → Add custom connector, and paste
https://increase.usefulapi.io/mcp. - Claude Code:
claude mcp add --transport http increase https://increase.usefulapi.io/mcp, then run/mcpto log in. - VS Code: Add to VS Code.
- Cursor and other clients: add the URL as a remote MCP server:
{
"mcpServers": {
"increase": {
"url": "https://increase.usefulapi.io/mcp"
}
}
}
Add only the URL. Do not add an Authorization header or an API key to the client config: the server signs you in with OAuth, and the login page asks for your Increase credentials.
Step-by-step setup, where to find your credentials, and FAQ: https://usefulapi.io/increase/
On first connect you'll paste your Increase API key. It's validated, stored per-user, and scoped to you.
Tools
| Tool | Type | What it does |
|---|---|---|
increase_list_accounts | read | List accounts |
increase_get_account | read | Get account |
increase_get_account_balance | read | Get account balance |
increase_list_account_numbers | read | List account numbers |
increase_list_transactions | read | List transactions |
increase_get_transaction | read | Get transaction |
increase_list_pending_transactions | read | List pending transactions |
increase_list_declined_transactions | read | List declined transactions |
increase_list_ach_transfers | read | List ACH transfers |
increase_get_ach_transfer | read | Get ACH transfer |
increase_list_wire_transfers | read | List wire transfers |
increase_list_check_transfers | read | List check transfers |
increase_list_real_time_payments_transfers | read | List Real-Time Payments transfers |
increase_list_cards | read | List cards |
increase_list_entities | read | List entities |
increase_list_external_accounts | read | List external accounts |
increase_lookup_routing_number | read | Look up routing number |
increase_create_external_account | write | Create external account |
increase_usage_status | meta | Usage status (free-tier meter) |
increase_request_feature | meta | Request a missing feature |
increase_upgrade | meta | Upgrade to Pro (unlimited*) |
increase_cancel_subscription | meta | Cancel the Pro subscription |
read tools are read-only; write tools mutate data (clients should confirm them); meta tools report usage, manage your subscription or send a feature request.
Pricing
| Plan | Price | Limit |
|---|---|---|
| Free | $0 | 50 tool calls / month |
| Pro | $9/mo or $90/yr (2 months free) | Unlimited* |
*Pro has a fair use limit of 10,000 tool calls a month on this server. For more, write to [email protected].
Pro covers this server only. Subscribe with increase_upgrade (it returns a Stripe Checkout link). Cancel any time with increase_cancel_subscription: Pro continues to the end of the paid period, with no refund for the current period, and running increase_upgrade before then undoes the cancel. Or write to [email protected].
License
MIT — see LICENSE. Documentation only; the server is hosted.
Comments
New to MCP?
From what the protocol is to installing your first server, these answers cover most first questions.
An open protocol that defines how AI applications connect to external tools and data in a uniform way. Clients talk to the model; MCP servers provide tools, resources and prompt templates. They exchange standard messages, so one server can be reused by many clients.