About PayLink MCP Server
PayLink is a payment integration framework for developers building AI agents and financial applications in Africa. Its MCP server currently exposes M-Pesa tools for initiating STK Push payments, checking their status, and generating QR codes.
Key features
- 01Unified payment MCP tools
- 02Initiate M-Pesa STK Push
- 03Check STK Push status
- 04Generate payment QR codes
Use cases
- 01Initiate mobile payments in an application
- 02Check the status of a payment request
- 03Generate payment QR codes for merchants
MCP support
The MCP server exposes payment-provider capabilities as tools for MCP clients. Listed tools currently cover M-Pesa STK Push, status checks, and QR code generation.
Configuration
Local server config is the same for every client. Copy it into your client’s MCP config file.
We haven’t collected a package or remote endpoint for this server. Follow the instructions in the project README.
Tools
Local servers expose tools only once running on your machine, and the maintainer has not provided a tool list.
Details
From the project READMEPayLink MCP Server
PayLink is an open-source framework designed to streamline payment integration for developers building AI agents and financial applications across Africa.
Leveraging the Model Context Protocol (MCP), PayLink exposes a unified interface that simplifies access to diverse payment providers—such as M-Pesa, Airtel Money seamless financial workflows without repetitive integration work.
Why PayLink?
Africa’s financial ecosystem is fragmented. Developers often rebuild custom integrations for each payment provider, leading to redundancy and reduced scalability. PayLink solves this by:
- Providing standardized MCP tools for payments, invoicing, and reconciliation
- Empowering AI agents to handle payments intelligently
- Enabling SMEs and micro-merchants to access modern financial infrastructure
- Supporting local-first development with a global vision
Currently Supported Providers
- M-Pesa (Safaricom) – Under active development
- STK Push API
- STK Push Status
- QR Code Generation
Available Tools
Each payment provider is exposed as a tool under the MCP server.
M-Pesa Tools
| Tool | Description |
|---|---|
stk_push | Initiates an STK Push request to a phone |
stk_push_status | Checks the status of a previous STK push |
generate_qr_code | Generates a payment QR code |
More tools and enhancements are coming soon!
Planned Features
- Additional Mobile Money: Airtel Money, T-Kash, MTN Mobile Money
- Banking Integrations: PesaLink, Open Banking APIs
- Cross-Border Payments: Integration with regional and international remittance platforms
- AI-Powered Payment Bots: Enable AI agents to manage collections, invoicing, and reconciliation
Getting Started
Coming soon — setup instructions, environment configs, and example usage will be documented here.
Contributing
We're open to contributions! If you'd like to help support more payment providers or improve the MCP implementation:
- Fork the repo
- Create a feature branch
- Submit a pull request
License
MIT License — see LICENSE for details.
Contact
Feel free to reach out or open issues for support, ideas, or collaboration!
Comments
New to MCP?
From what the protocol is to installing your first server, these answers cover most first questions.
An open protocol that defines how AI applications connect to external tools and data in a uniform way. Clients talk to the model; MCP servers provide tools, resources and prompt templates. They exchange standard messages, so one server can be reused by many clients.