PincerPay

PincerPay

The payment gateway for the agentic economy. Accept payments from AI agents. Add a few lines of code. Settle instantly in USDC.

For merchants: sign up in 2 minutes, no browser

npx @pincerpay/cli signup
# email + password + 6-digit code from your inbox

npx @pincerpay/cli bootstrap-merchant --name "Acme Co" --chains "solana,polygon"
# → generates non-custodial wallets, creates merchant, mints API key
# → prints env vars ready to paste into `vercel env add`

That's the full onboarding flow. Terminal-only. Phantom + MetaMask compatible wallets generated locally. PincerPay never sees your keys. See docs/onboarding and docs/cli for full reference.

Architecture

Agent → 402 Challenge → Sign USDC Transfer → PincerPay Facilitator → Blockchain → Merchant

PincerPay is a non-custodial x402 facilitator. When an AI agent hits a merchant API and gets HTTP 402, the agent signs a USDC transfer. PincerPay verifies the signature, broadcasts to the blockchain, and confirms settlement.

Monorepo Structure

Package	Description	Docs
apps/facilitator	x402 facilitator service (Hono + Node.js)
apps/dashboard	Merchant dashboard (Next.js 15)
packages/merchant	Merchant SDK with Express + Hono middleware	README
packages/agent	Agent SDK with automatic x402 payment handling	README
packages/core	Shared types, chain configs, constants	README
packages/db	Drizzle ORM schema + migrations	README
packages/program	Anchor program client for Solana	README
packages/solana	Kora gasless txns + Squads smart accounts	README
packages/onboarding	Non-custodial wallet generation + merchant bootstrap	README
packages/cli	Terminal-only merchant onboarding (npx @pincerpay/cli)	README
packages/mcp	MCP server for AI assistants (26 tools)	README
examples/	Example merchant and agent apps

Quick Start

Prerequisites

• Node.js 22+
• pnpm 10+
• PostgreSQL (Supabase recommended)

Install

pnpm install

Build

pnpm build

Development

# Start all services
pnpm dev

# Start individual services
pnpm --filter @pincerpay/facilitator dev
pnpm --filter @pincerpay/dashboard dev

Database

# Generate migrations from schema
pnpm db:generate

# Push schema to database
pnpm db:push

Onboarding scripts

Provision a merchant from the command line, with no dashboard click-through.

# Generate non-custodial wallets only (no DB)
pnpm create-wallets

# End-to-end: generate wallets, create merchant, mint API key
DATABASE_URL=postgresql://... pnpm bootstrap-merchant \
  --name "My Merchant" --auth-user-id <supabase-uuid>

# Mint a key for an existing merchant
DATABASE_URL=postgresql://... pnpm create-api-key list
DATABASE_URL=postgresql://... pnpm create-api-key create --merchant <id|name> --label "Production"

The same flows are exposed as MCP tools (bootstrap-wallets, bootstrap-merchant, create-api-key, list-merchants) in @pincerpay/mcp. See Merchant Onboarding.

Merchant SDK

import express from "express";
import { pincerpay } from "@pincerpay/merchant/express";

const app = express();

app.use(
  pincerpay({
    apiKey: process.env.PINCERPAY_API_KEY!,
    merchantAddress: "YOUR_SOLANA_ADDRESS",
    routes: {
      "GET /api/weather": {
        price: "0.01",
        chain: "solana",
        description: "Weather data",
      },
    },
  })
);

See @pincerpay/merchant README for Hono middleware, multi-chain config, and full API reference.

Agent SDK

import { PincerPayAgent } from "@pincerpay/agent";

const agent = await PincerPayAgent.create({
  chains: ["solana"],
  solanaPrivateKey: process.env.AGENT_SOLANA_KEY!,
});

// Automatic 402 handling
const response = await agent.fetch("https://api.example.com/weather");

See @pincerpay/agent README for spending policies, multi-chain setup, and Squads smart accounts.

Supported Chains

Chain	Network ID	Status
Base	eip155:8453	Mainnet
Base Sepolia	eip155:84532	Testnet
Polygon	eip155:137	Mainnet
Polygon Amoy	eip155:80002	Testnet
Solana	solana:mainnet	Supported
Solana Devnet	solana:devnet	Testnet

Deployment

Service	URL
Facilitator	https://pincerpayfacilitator-production.up.railway.app
Dashboard	https://pincerpay.com

The facilitator is deployed to Railway via Docker. The dashboard is deployed to Vercel. Solana is the primary chain (devnet). Base and Polygon are supported as optional secondary chains.

Tech Stack

• Runtime: Node.js 22 (pnpm monorepo + Turborepo)
• Facilitator: Hono + @x402/core + @x402/evm + @x402/svm + viem
• Dashboard: Next.js 15 + Tailwind CSS + Supabase Auth
• Database: PostgreSQL (Supabase) + Drizzle ORM
• CI: GitHub Actions (typecheck → test → build)
• Protocols: x402 (Coinbase)

Testing

pnpm test

47 tests across 5 suites (core, agent, merchant, facilitator).

Examples

Example	Description
examples/express-merchant	Express merchant with PincerPay middleware
examples/agent-weather	AI agent paying for weather API data
pincerpay-agent-demo	Standalone agent demo repository

Community

• Discord
• @pincerpay on X

License

MIT