About Senaro Personal Finance
Credit card payoff, mortgages, refinancing, 401(k), rent vs buy. Every rule and default is cited. No sign-up, no API key. Calculation only, not financial advice.
Configuration
Remote servers need no local install. Pick your client, then copy the config or install in one click.
https://mcp.senaro.ai/mcpclaude mcp add --transport http senaro-personal-finance https://mcp.senaro.ai/mcp{"mcpServers":{"senaro-personal-finance":{"type":"http","url":"https://mcp.senaro.ai/mcp"}}}Open in Cursor{"servers":{"senaro-personal-finance":{"type":"http","url":"https://mcp.senaro.ai/mcp"}}}Open in VS Code{"mcpServers":{"senaro-personal-finance":{"type":"http","url":"https://mcp.senaro.ai/mcp"}}}{"mcpServers":{"senaro-personal-finance":{"serverUrl":"https://mcp.senaro.ai/mcp"}}}Run commands in a terminal; paste JSON into the client’s MCP config and restart. Servers that need sign-in will prompt on first connect.
Tools
18| Parameter | Type | Required | Description |
|---|---|---|---|
| purchase_balance | number | Yes | Current balance carrying the purchase APR. Decimal, at least 0. REQUIRED, no default. |
| purchase_apr_pct | number | Yes | Purchase APR as a percentage, e.g. 24.99 not 0.2499. Decimal from 0 to 100. REQUIRED, no default. |
| cash_advance_balance | number | Yes | Current balance carrying the cash advance APR. Decimal, greater than 0. REQUIRED, no default. |
| cash_advance_apr_pct | number | Yes | Cash advance APR as a percentage. Decimal, greater than 0, at most 100. A cash advance always accrues interest immediately, so 0 is not a valid rate. REQUIRED, no default. |
| total_monthly_payment | number | Yes | Total payment applied across both balances this month. Decimal, greater than 0, at most 2 decimal places. REQUIRED, no default. |
| minimum_payment | number|null | No | Issuer-stated minimum payment. Decimal, at least 0, at most 2 decimal places. Optional; defaults to auto-calculate when omitted. When supplied, this DOES bind: the per-month mandatory payment is min(max(the issuer minimum recomputed from the balance, minimum_payment), the remaining balance, total_monthly_payment). This differs from calculate_cc_payoff's default dynamic path, where the identically-named minimum_payment is parsed and validated but never applied unless fixed_payments = true: the two tools do not share behavior for this parameter, only its name. |
| cash_advance_fee_pct | number|null | No | Cash advance fee as a percentage of the advance, e.g. 5 for 5%. Decimal, at least 0 and at most 100. Optional; defaults to 0 when omitted. |
| cash_advance_fee_min | number|null | No | Minimum dollar cash advance fee, e.g. 10 for $10. Decimal, at least 0. Optional; defaults to 0 when omitted. |
| chart_title | string|null | No | Override for the chart title. Must not contain em-dashes or en-dashes. Max 120 characters. Optional. |
Details
The maintainer has not added details yet. Check the README in the repository.
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