WalletGrower MCP - Personal Finance AI Server

WalletGrower MCP Server

Financial product comparison data for AI agents. Search, compare, and get personalized recommendations for high-yield savings accounts, credit cards, personal loans, budgeting apps, and 54 earning products across 11 categories.

What This Does

When your AI agent needs to answer questions like:

• "What savings account has the best APY?"
• "Find me a no-annual-fee credit card with cashback"
• "Best personal loan for debt consolidation with fair credit"
• "Compare SoFi vs Marcus personal loans"
• "What's the best free budgeting app?"
• "Compare YNAB vs Mint for couples"
• "Best survey apps that pay the most?"
• "What gig economy jobs don't require a car?"
• "Find passive income apps with no experience needed"

This MCP server gives your agent access to WalletGrower's curated, editorial-quality financial product data — the same data that powers walletgrower.com.

Tools Available

Savings Accounts (8 products)

Tool	Description
search_savings_accounts	Find accounts by APY, FDIC status, features
get_savings_account	Full details on a specific account
compare_savings_accounts	Side-by-side comparison
recommend_savings_account	Personalized pick based on goals

Credit Cards (8 products)

Tool	Description
search_credit_cards	Filter by type, fees, rewards, credit score
get_credit_card	Full card details with APR, rewards, benefits
compare_credit_cards	Side-by-side card comparison
recommend_credit_card	Goal-based recommendation engine

Personal Loans (8 lenders)

Tool	Description
search_personal_loans	Filter by APR, fees, funding speed, credit score
get_personal_loan	Full lender details with terms and requirements
compare_personal_loans	Side-by-side lender comparison
recommend_personal_loan	Goal-based loan recommendation

Budgeting & Savings Apps (8 products)

Tool	Description
search_budgeting_apps	Filter by app type, pricing, features, platform
get_budgeting_app	Full app details with pricing and feature breakdown
compare_budgeting_apps	Side-by-side app comparison
recommend_budgeting_app	Goal-based recommendation engine

Earning Products (54 products across 11 categories)

Tool	Description
search_earning_products	Filter by category, earnings, payout method, requirements
get_earning_product	Full details on a specific earning platform
compare_earning_products	Side-by-side platform comparison
recommend_earning_product	Goal-based recommendation (quick cash, passive income, etc.)

Discovery

Tool	Description
list_verticals	See all available product categories

21 tools total across 5 financial verticals.

Installation

pip install walletgrower-mcp

Usage

Run as a standalone server

walletgrower-mcp

Run with Python

python -m walletgrower_mcp

Configure in Claude Desktop

Add to your Claude Desktop MCP config (claude_desktop_config.json):

{
  "mcpServers": {
    "walletgrower": {
      "command": "walletgrower-mcp"
    }
  }
}

Data Source

All product data is fetched live from the WalletGrower.com API (walletgrower.com/wp-json/wg/v1/), with a 5-minute in-memory cache. If the API is unreachable, the server falls back to bundled local data files.

Data is verified by the WalletGrower editorial team. APYs, rates, and fees are updated regularly.

API Endpoints (for non-MCP consumers)

The same data is also available via REST API:

• GET /wp-json/wg/v1/savings-accounts
• GET /wp-json/wg/v1/credit-cards
• GET /wp-json/wg/v1/personal-loans
• GET /wp-json/wg/v1/budgeting-apps
• GET /wp-json/wg/v1/earning-products

Full API docs: walletgrower.com/wp-json/wg/v1/

License

MIT — Fiat Growth, LLC